Specialists Cover in your health insurance in Spain

Get fast, direct access to top medical specialists—no referrals, no long waits. Just Insurance includes specialist consultations in all complete health insurance plans.

How to get specialists cover

We understand the importance of timely access to expert medical care, which is why specialist consultations are included in the complete health insurance plans offered by Just Insurance—covering a wide range of fields like dermatology, cardiology, gynecology, pediatrics, and more.

Available plans with specialists cover

Full medical insurance with co-payments

Co-payments will apply when using services within the Medical Directory.

Includes:

Primary care and emergency
Specialists
Diagnostics
Hospitalization
Surgery
Pregnancy and birth
Emergency travel assistance
Dental service (optional)

Full medical insurance without co-payments

There will be no co-payments in the Medical Directory.

Includes:

Primary care and emergency
Specialists
Diagnostics
Hospitalization
Surgery
Pregnancy and birth
Emergency travel assistance
Dental service (optional)

Full health insurance with free doctor choice and reimbursement

This plan involves your free choice of doctor in Spain and abroad and the insurer will reimburse 80-100% of the medical expenses.

Includes:

Primary care and emergency
Specialists
Diagnostics
Hospitalization
Surgery
Pregnancy and birth
Emergency travel assistance
Dental service (optional)

Important information:

Most specialist consultations are available from the first day of your policy. However, services related to pre-existing conditions may be excluded or limited depending on your individual health assessment. Additionally, certain procedures within specialist care may require prior authorization or be subject to waiting periods. Please review your policy to understand the full scope of your coverage.

Types of Insurance you can contract to cover specialists care

Dermatology

Diagnosis and treatment of skin conditions like acne, eczema, and moles.

Gynecology

Annual check-ups, fertility support, and gynecological consultations.

Cardiology

Evaluation of heart health, blood pressure, and cardiovascular symptoms.

Pediatrics

Child-focused medical care from newborns to teens.

And More

Access to urology, gastroenterology, ENT, ophthalmology, neurology, and more.

Frequently Asked Questions about Specialist Coverage

How does specialist coverage work?

Most health insurance plans include access to medical specialists as part of their comprehensive services. This means you can book consultations directly with professionals in fields like dermatology, gynecology, cardiology, and more without a referral from a general physician.

Which medical specialists are usually covered?

Standard plans usually include a wide range of specialists, such as dermatology, gynecology, cardiology, pediatrics, ENT (ear, nose & throat), orthopedics, and urology. The exact list of covered specialties may vary by insurer.

Are there waiting periods to see a specialist?

In most cases, specialist consultations are available from the start of your policy. However, if the consultation involves diagnostic tests or procedures, waiting periods may apply. Always check your policy to understand any conditions or exceptions.

What if I need a specialist for a pre-existing condition?

Coverage for treatments related to pre-existing conditions may be limited or excluded, depending on the policy. It’s important to declare any conditions during the sign-up process and review your plan to understand what is and isn’t included.

Can I choose my own specialist?

Yes, in most cases you can choose your preferred doctor from within the insurer’s network of specialists. Some plans also offer options for reimbursement if you prefer to visit a provider outside the network, subject to certain terms.

Why trust Just Insurance for your needs?

Wide Range of Available Providers

At Just Insurance, we work with a variety of trusted insurance providers to offer a wide range of health insurance plans. This allows you to choose the coverage that best suits your needs, rather than being limited to the options of a single company.

Assistance in Your Language

We offer personalized service designed to meet your specific needs. Our multilingual team is here to help you understand your insurance options fully and provide support in the language you prefer.

Specializing in Expats and Foreigners in Spain

We focus on addressing the unique needs of expats and foreigners living in Spain. Understanding the challenges you encounter, we’re dedicated to offering insurance solutions tailored to your specific situation, particularly in the Alicante region.

Competitive Prices with No Hidden Fees

At Just Insurance, we prioritize transparency and fairness in our pricing. We offer competitive rates with no hidden fees or additional charges, ensuring you get quality health insurance that fits your budget.