Car Insurance in Spain

The best offers from the leading car insurers in Spain.

Car Insurance in Spain

We collaborate with more than 20 top insurance companies in Spain.

We collaborate with more than 20 top insurance companies in Spain. We offer the most advantageous solutions from Zurich, AXA, Allianz, Mapfre, Liberty, Reale, Generali, Caser and other leaders in car insurance market. The policies we offer are drawn up taking into account your experience before coming to Spain and include special discounts for foreigners up to 60%. No matter if you are looking for basic third party insurance or comprehensive cover we will offer you the best value for money.

Current Policies
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Insurance claims handled
in 2023
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Choose the insurance that fits you best

Coverages

Third-party basic

Third-party complete

Fully comprehensive

If you accidently injure other people or their property in a car accident, your insurance covers the damage you have caused.

If your car breaks down on the road, you will get prompt assistance: mechanics will take care of your car on the spot or will tow it to the garage if needed, and you will be offered the best service while your car is being repaired.

Should the need arise, the best lawyers will represent you in case of an accident with the legal expenses being covered by your insurance.

In an unfortunate case of injuries, disability or death due to a car accident the amount insured is paid out.

Don’t worry if the windscreen of your car is accidently damaged. Your glass protection cover offers a replacement and you won´t have to pay anything.

If your car is partially or totally destroyed by fire you get a full compensation of damage.

If your car is stolen you will get compensation. For new cars we select the policies with specific valuations of your car in order to obtain a better compensation amount.

You will receive a reimbursement for damages caused to your vehicule due to an accident.  We advise you to insure your car with fully comprehensive with no excess to be 100% protected: it doesn´t matter if your car has minor scratches or if it has had signficant damages.  If you prefer your insurance to have excess, we will give you an example in order to understand better this type of insurance.  An excess of 300 euros means that in case of an accident worth 1000 euros the first 300 euros you will pay, and the insurance company the remaining 700 euros.

 

 

If your car cannot be fixed due to an accident, you will receive compensation from the insurance company

Third-party basic

If you accidently injure other people or their property in a car accident your insurance covers the damage you have caused.

If your car breaks down on the road you get prompt assistance: mechanics will take care of your car on the spot or will tow it to the garage if needed, and you will be offered the best service while your car is being repaired.

Should the need arise the best lawyers will represent you in case of an accident with the legal expenses being covered by your insurance.

In an unfortunate case of injuries, disability or death due to a car accident the amount insured is paid out.

Third-party complete

If you accidently injure other people or their property in a car accident your insurance covers the damage you have caused.

If your car breaks down on the road you will get prompt assistance: mechanics will take care of your car on the spot or will tow it to the garage if needed, and you will be offered the best service while your car is being repaired.

Should the need arise, the best lawyers will represent you in case of an accident with the legal expenses being covered by your insurance.

In an unfortunate case of injuries, disability or death due to a car accident the amount insured is paid out.

Don’t worry if the windscreen of your car is accidently damaged. Your glass protection coverage offers a replacement and you won´t have to pay anything.

If your car is partially or totally destroyed by fire you get a full compensation of damage.

If your car is stolen you will get compensation. For new cars we select the policies with specific valuations of your car in order to obtain a better compensation amount.

Fully comprehensive

If you accidently injure other people or their property in a car accident your insurance covers the damage you have caused.

If your car breaks down on the road you get prompt assistance: mechanics will take care of your car on the spot or will tow it to the garage if needed, and you will be offered the best service while your car is being repaired.

Should the need arise the best lawyers will represent you in case of an accident with the legal expenses being covered by your insurance.

In an unfortunate case of injuries, disability or death due to a car accident the amount insured is paid out.

Don’t worry if the windscreen of your car is accidently damaged. Your glass protection coverage offers a replacement and you won´t have to pay anything.

If your car is partially or totally destroyed by fire you get a full compensation of damage.

If your car is stolen you will get compensation. For new cars we select the policies with specific valuations of your car in order to obtain a better compensation amount.

 

You will receive a reimbursement for damages caused to your vehicule due to an accident.  We advise you to insure your car with fully comprehensive with no excess to be 100% protected: it doesn´t matter if your car has minor scratches or if it has had signficant damages.  If you prefer your insurance to have excess, we will give you an example in order to better understand this type of insurance.  An excess of 300 euros means that in case of an accident worth 1000 euros the first 300 euros you will pay, and the insurance company the remaining 700 euros.

 

 

Benefit from extended list of services

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Free choice of garage

We select companies with extensive networks of collaborating repair garages nationwide, however if you prefer to choose the garage on your own we make sure your policy gives you this possibility.

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Courtesy car

Benefit from a replacement car option: if you have to leave your car in the garage due to an accident keep on moving with a courtesy car. Take advantage of getting a free courtesy car choosing.

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Claims management in your language

In the event of a claim, we manage it in Spanish, English or Russian.

Why choose Just Insurance for your car?

The Spanish car insurance market is full offers and it is not always easy for a customer to understand the benefits and hidden hazards of the policies sold by the insurance companies. Just Insurance carries out ongoing analysis of the market and selects the best solutions for your vehicle, suggesting the most advantageous conditions for foreign residents in Spain in terms of prices, coverages and services provided in case of an accident.

Frequent questions

Yes, various insurance companies accept foreign driving licenses to calculate the price of your insurance.  However, insurance companies require a valid driving license in order to issue a policy.  Furthermore, if some time has passed since obtaining Spanish residency, the driver should change their license to a Spanish one, they will not lose their no claims in this case.  This is because when issuing the policy the insurance company requests the date and country of the first license.

In the majority of the insurance companies, a driver older than 26 years of age with more than 2 years experience and a valid driving license, can drive the vehicle even though they are not specified as an additional driver.

To be able to drive, a young driver (for the majority of insurance companies, a person under 25 years old with less than 2 years experience) should be named on the policy as an additional driver.

 

Basic Insurance (Third Party): covers damages to third parties and their property.

Third Party Fire and Theft: covers damages to third parties+glass, fire, theft and can include additional cover (for example severe weather damage).

Fully Comprehensive: apart from the above mentioned cover, this type of insurance also covers damages to your vehicle (options with or without excess).

Yes, if your policy includes roadside assistance.  You can call a tow truck if your car breaks down or you have an accident and you can´t drive the car.

Excess in the context of car insurance is the amount up to which you pay for damages to your car in the case of an accident.  All the damages that are above the set amount are paid by the insurance company.  For example, an excess of 300 euros means that if you have damages for 1000 euros, you pay 300 euros and the insurance company pays the remaining 700 euros.

Your car insurance can allow you to take you to a stipulated garage or select a garage of your choice.

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Precios justos

Customized solutions
at fair prices.

Seguros

We represent
your interests before the insurance company.

Atención personalizada

We serve you
in your language.

Sin extras

We do not charge extras for our service.

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